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Articles that help you make better decisions. A place where we share our insights and inspiration.

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Workstations in the Bilvao office

Business and start-ups · November 19, 2025

How to choose the right legal form for your business

The legal form of your business: a comparison of a trade licence and an s.r.o. in terms of taxes, social and health insurance contributions, liability and administration, so that you make the right decision. Clearly laid out. We can help.

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A Bilvao team meeting

Business and start-ups · November 17, 2025

Invoicing for beginners: what an invoice must contain

Invoicing for new entrepreneurs: what an invoice must contain, the difference between a VAT payer and a non-payer, and the most common mistakes. A template and tips. We can help.

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Notes in a notebook beside a coffee

Business and start-ups · November 15, 2025

How to set prices for your services and products

How to set prices for your services and products: what to include in your costs, how to determine your margin and how not to undervalue your work. A practical pricing guide. We can help.

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Bilvao colleagues in the office

Business and start-ups · November 13, 2025

E-shop: obligations and accounting for online sales

An e-shop and its obligations: terms and conditions, consumer protection, VAT on online sales and proper e-shop accounting. What you must comply with, clearly laid out. We can help.

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Bilvao colleagues reviewing a statement on screen together

Business and start-ups · November 11, 2025

Running a business while receiving unemployment benefit

Running a business and unemployment benefit: whether you can hold a trade licence and receive support at the same time, what the conditions are and what to watch out for with the Labour Office (ÚPSVaR). We can help.

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A Bilvao accountant working at her computer

Business and start-ups · November 9, 2025

Switching from a trade licence to an s.r.o.: when it makes sense

Switching from a trade licence to an s.r.o.: at what level of profit it pays off, how it affects your taxes and contributions, and what steps lie ahead. A comparison with an example for entrepreneurs. We can help.

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The Bilvao team around a shared table

Business and start-ups · November 7, 2025

Protecting your trademark and intellectual property

Protecting your trademark and intellectual property: how to register a trademark, what copyright protects and how to avoid disputes over a name. We can help.

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Uzavretie účtovného roka 2024: Čo je potrebné vedieť?

Uncategorised · December 15, 2024

Closing the 2024 accounting year: what do you need to know?

The end of the year is approaching, and with it the need to prepare the financial statements for 2024. Closing the accounting year correctly is not only a legal obligation – it also gives an accurate picture of your company’s financial situation.

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skladové zásoby

Business and start-ups · Accounting · December 2, 2024

Inventory and stocktaking: a guide for entrepreneurs

Did you know that a properly conducted warehouse stocktake can make the difference between a successful company and unnecessary losses? In the following lines, we will show you why a stocktake is more than just an administrative obligation and how it can help you manage your business better. The end of the year is approaching, and that means it is time for the annual stocktake.

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podanie rúk medzi obchodnými partnermi

Finance and financial management · Business and start-ups · October 26, 2024

How to optimise the cost of the transaction tax by offsetting receivables and payables

According to the latest information, the new financial transaction tax will take effect on 1 April 2025. In this article, we present a method of minimising this tax – offsetting receivables and payables. This approach can be very effective for entrepreneurs who want to optimise their tax obligations and reduce the costs associated with financial transactions.

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Balík bankoviek stiahnutý opaskom

Finance and financial management · Business and start-ups · October 18, 2024

The 2025 consolidation package: what lies ahead for you as an entrepreneur or sole trader

The year 2025 will bring fundamental changes that will affect every entrepreneur and sole trader. As an accounting firm, we are here to help you better understand these changes and prepare for their impact. In this article, we give you an overview of the most important measures in the consolidation package approved by parliament.

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Sociálna poisťovňa – zriadenie splnomocneného prístupu elektronicky

Social and health insurance contributions · September 30, 2024

Social Insurance Agency – setting up authorised access electronically

DIGITAL ACCOUNTING In this article we describe in detail how to handle communication with the Social Insurance Agency (Sociálna poisťovňa) electronically and simply, from the comfort of your home. Electronic communication with the Social Insurance Agency works on the basis of a power of attorney. You, as the company’s managing director, authorise BJ Accounting Services, which will send all the necessary statements and forms on your behalf. This method of communication has long been the most reliable and is not changing.

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