Unlimited invoicing
Invoices, advance invoices and credit notes in unlimited numbers. You issue them in three fields: customer, item, amount.
The app works out VAT, totals and numbering.
Online accounting · Invoicing · E-invoicing
The whole company in one app. E-invoicing 2027 taken care of.
Invoice for free, receive e-invoices from Peppol for free and keep track of your company's money, profit and risks in real time. Your bank connects via API and payments are matched on their own, payment reminders go out automatically - and from 1 January 2027 you meet the new legal obligation without having to deal with anything.
- €0 unlimited invoicing
- €0 receiving e-invoices from Peppol
- API bank connection
- no lock-in
Mandatory e-invoicing from 1 January 2027
Meet the legal obligation with us. No new software, no IT project.
The amendment to the VAT Act changes the way companies in Slovakia send each other invoices. A PDF by e-mail between VAT payers is no longer enough - the invoice has to go as a structured document through the Peppol network, and its data goes to the Financial Administration. The Bilvao app is ready for it today.
What the law says
- VAT payers must both issue and receive invoices electronically for domestic B2B supplies.
- Every entrepreneur and company based in Slovakia that a VAT payer supplies goods or services to must be able to receive an e-invoice - including sole traders and landlords.
- The format is XML under the EN 16931 standard (UBL), delivered through the Peppol network by an accredited digital postman (access point provider).
- An e-invoice must be issued and sent within 15 days of the supply. The data is reported to the Financial Administration, within 5 days for a received invoice.
- Failure to meet the reporting obligation carries a fine of up to €10,000, and up to €100,000 if repeated.
How we handle it for you
- Free, unlimited receipt of e-invoices from Peppol - you pay nothing to meet the obligation to receive them.
- Sending to Peppol straight from the invoice - 10 a month on the FREE plan, 100 or 250 on the higher plans.
- The right format, automatically - you fill in the invoice as before, and the app creates the XML under EN 16931 itself.
- Bilvao accounting clients upload nothing - e-invoices received and issued through ePoštár (our digital postman) are in your books automatically.
- Tax advisors and accountants behind you - if you are not sure whether the obligation applies to you, we will advise you.
2026
Transition period - the ideal time to activate Peppol and try it out for real.
1 January 2027
Mandatory issuing and receiving of e-invoices within Slovakia (B2B and B2G).
1 July 2030
Planned abolition of the VAT control statement - the Financial Administration will already have the data from e-invoices.
2030
Gradual extension to cross-border invoices in the EU (the ViDA initiative).
This information is based on the amendment to the VAT Act passed in December 2025. It is not individual tax advice - we will gladly assess your specific situation.
For Bilvao accounting clients
No more uploading documents. All you need is our ePoštár.
When we do your accounting and you receive and send e-invoices through our ePoštár, every invoice goes into your books automatically. No forwarding e-mails, scanning, downloading PDFs or carrying binders around. You run your business, and the documents come to us on their own.
I want accounting without uploading- 1
Your supplier sends an e-invoice
Through the Peppol network straight to your company - not to your e-mail.
- 2
It arrives in Bilvao's ePoštár
You see it in the Incoming e-invoices section with all its details.
- 3
It goes straight into your books
Your accountant has it immediately - without a single click on your part.
- 4
The same for issued invoices
Whatever you issue in the app is automatically in the books as well.
Features
Everything a business owner needs to see and do. One login.
Every section works from the same data - your invoices, bank and accounting. No exports between spreadsheets, no "send it to me in Excel".
Invoicing and e-invoices
E-invoices via Peppol
Send an e-invoice to Peppol in one click, and receive unlimited e-invoices from suppliers in the Incoming e-invoices section.
You meet the obligation from 1 January 2027.
PAY by square and e-mail
A PDF invoice with a QR code for quick payment, and unlimited sending by e-mail - for customers outside Peppol.
Your customer pays in a few seconds.
Recurring invoices
Flat fees, rents and subscriptions are issued and sent automatically on the day you set.
You no longer have to think about monthly invoicing.
Foreign currencies
Invoicing in a foreign currency at the ECB rate, which is filled in automatically.
Correct conversions without hunting for exchange rates.
Customers and the company register
A customer address book that pulls in details from the register by company ID (IČO), with an overview of their invoices and payments.
No typos in VAT IDs.
Documents, bank and accountant
Other documents in a second
E-invoices via ePoštár go into the books on their own. Drag receipts, contracts or paper invoices into the app, photograph them with your phone or forward them by e-mail - the app recognises the type and passes them to your accountant.
No more envelopes and boxes of receipts.
Bank connection via API
You connect your bank account to the app through API banking. Transactions load automatically and payments are matched to invoices on their own - no downloading statements.
You always know what has been paid and what hasn't.
Automatic payment reminders
When an invoice passes its due date and the payment hasn't arrived, the app sends the customer a payment reminder on its own. You don't have to chase anyone or write yourself reminders.
Money in your account sooner, without awkward phone calls.
Export for your accountant
Invoices in PDF, ISDOC, UBL and CSV - if you have your own accountant, they get everything in the format they need.
Suits external accountants too.
Documents
Contracts, tax returns, financial statements and reports stored in one place. From your accountant to you and the other way round.
When the bank wants paperwork, you have it in a minute.
API and webhooks
Connect your online shop or your own system - invoices are issued and sent on their own. You get a test API key even on the FREE plan.
For online shops and companies with their own software.
Several companies, one login
You switch between all your companies in the top bar. Each has its own plan and invoice, and there is a 20% discount on the second and every further company.
Ideal for holdings and several s.r.o. companies.
Company overview and managementfor Bilvao accounting clients
Dashboard
Receivables, payables, profit/loss, bank and cash register balances, assets, stock and the VAT watchdog the moment you log in.
You know who owes you and whom you owe.
Trends and comparisons
A year-on-year comparison of revenue, costs and profit, accounts ranked by their effect on profit, and results by cost centre.
Why did profit fall when sales rose? One table.
Cash flow
Actuals and a six-month forecast from open invoices, wages, instalments and VAT - with the lowest point and the risk of going negative.
Profit is an opinion, cash is a fact.
30 financial indicators
The company's health in five questions: Am I making money? Can I get through the coming months? Am I getting paid? Am I over-indebted? Is a red light on anywhere? Each comes with its formula and the recommended range.
Decisions on dividends and investments, based on facts.
Payment discipline
Customers rated A to E by how they actually pay. You see who to give longer payment terms and who to ask for an advance.
Fewer unpaid invoices.
Financing
How much credit the company can carry and how much a bank is likely to approve - from EBITDA and existing instalments. You can request an offer straight away.
You walk into the bank with the numbers it works from too.
Planning
The plan for the year, how it is being met and a comparison with last year, in one place.
Goals you can measure.
Accounting reports
Receivables, payables, the income statement, bank and cash, filtered by period and customer. Payment status on every invoice.
You pull the paperwork yourself, any time.
E-mail notifications
A regular overview of receivables, payables, profit/loss and key indicators, straight to your inbox.
You stay in the picture even when you don't log in.
A tour of the app
See how it works with us. Before you even sign up.
A live demo of the app on the fictional company ABC s.r.o. - the dashboard, reports, cash flow, financing and invoicing exactly as you will see them after logging in.
Walkthrough 01
Uploading a document in seconds
- 1
Take the document
A receipt, a contract or a paper invoice - PDF or a photo from your phone.
- 2
Drop it into the app
Or forward it by e-mail to your own address.
- 3
Type and label are filled in
The app recognises what kind of document it is.
- 4
It goes to your accountant
Nothing gets lost or forgotten.
You don't upload e-invoices via Bilvao's ePoštár at all - they are in the books automatically.
Walkthrough 02
Issuing an e-invoice in three fields
- 1
Pick the customer
From your address book, or from the company register by IČO.
- 2
Add an item
Name, quantity and price - VAT is filled in.
- 3
Choose delivery
Peppol for VAT payers, e-mail with a QR code for everyone else.
- 4
Issue and hand over
The invoice goes to the customer and into the books. The bank connection via API matches the payment, and if it is late, a payment reminder goes out on its own.
Who it's for
For everyone who invoices in Slovakia - from sole traders to groups of companies.
Sole traders and self-employed professionals
Free invoicing, free receipt of e-invoices and PAY by square. The FREE plan can easily be enough for you, even for good.
Small s.r.o. companies - VAT payers
From 2027 you must both issue and receive e-invoices. With the Invoicing plan you get 100 outgoing e-invoices a month and payment matching from your bank.
Non-VAT payers
You too must be able to receive an e-invoice from a supplier. With us, you don't pay for receiving via Peppol - ever.
Companies with a team and their own accountant
Invoicing PRO: 3 users, guest access for an external accountant and exports in ISDOC, UBL or CSV.
Online shops and companies with their own system
API and webhooks - invoices from orders are issued and sent to Peppol automatically.
Clients whose books we keep
The whole app, including the dashboard, cash flow, indicators and invoicing, is part of the service. You run the business, we watch the numbers.
App pricing
You start for free. You only pay when you need more.
Signing up is free, the FREE plan has no time limit and you can switch to a higher plan at any time - with no waiting and no lock-in.
FREE
Invoicing and ePoštár free for every business
€0/ month
forever, with no time limit
- Unlimited invoices, advance invoices and credit notes
- Receiving e-invoices from Peppol without limit
- 10 e-invoices sent to Peppol a month
- Foreign currencies at ECB rates
- PDF with PAY by square, unlimited e-mail
- 1 user, test API key
INVOICING
For sole traders and companies that invoice regularly
€5.68/ month excl. VAT
€6.99 incl. 23% VAT
- Everything in FREE
- 100 e-invoices sent to Peppol a month
- Recurring invoices and automatic sending
- Bank module: bank connection via API and automatic payment matching
- Export for your accountant (PDF, ISDOC, UBL, CSV)
- E-mail support
INVOICING PRO
For companies with several people and their own accountant
€14.63/ month excl. VAT
€17.99 incl. 23% VAT
- Everything in INVOICING
- 250 e-invoices sent to Peppol a month
- 3 users
- Guest access for your accountant
- API and webhooks for your online shop and own systems
COMPLETE WITH ACCOUNTANT
Bookkeeping, taxes and payroll by Bilvao
Includedin the service price
price based on the scope of your accounting
- Invoicing and receiving e-invoices included
- Dashboard, cash flow, planning, financing
- 30 financial indicators and customer rating
- E-invoices via ePoštár straight into the books - you upload nothing
- Bank connection via API and automatic payment matching
- Reply within 24 hours, a tax advisor on the team
Receiving e-invoices stays free. You pay nothing to meet the obligation to receive e-invoices - you only pay for invoicing, automation or full processing of your accounting.
Several companies? Add them under one login. Each company has its own plan and invoice, and there is a 20% discount on the second and every further one.
For comparison: the Financial Administration estimates a typical digital postman subscription at €5 to €12 a month. With us, receiving is free and sending starts from €0.
Why Bilvao
An invoicing program issues your invoice. We also give you an accountant and an overview of your company to go with it.
| Typical invoicing software | Stand-alone digital postman | Bilvao | |
|---|---|---|---|
| Issuing invoices | ✓ | – | ✓ free, unlimited |
| Receiving e-invoices via Peppol | often for a fee | ✓ in the subscription | ✓ free, unlimited |
| Sending e-invoices to Peppol | often an add-on | ✓ | ✓ from €0 |
| E-invoices automatically in the books | export and e-mail | – | ✓ no uploading |
| Bank connection via API and payment matching | often statement imports | – | ✓ automatic |
| Automatic payment reminders after the due date | sometimes | – | ✓ |
| Dashboard, cash flow, 30 indicators | – | – | ✓ |
| Customer payment discipline rating | – | – | ✓ |
| A real accountant and tax advisor | – | – | ✓ 63+ people, 5 branches |
| Local support from people who do accounting | call centre | technical | ✓ reply within 24 h |
- 796+
- clients have entrusted their accounting to us
- 579 000+
- items processed every month
- 63+
- accountants, payroll specialists and advisors
- 5
- branches: BB, BA, ZA, NZ, KE
What to expect
From sign-up to your first e-invoice in a few minutes.
- 1
Free sign-up
No credit card and no contract. Your company details are filled in from the register using your IČO.
- 2
Peppol activation
Your company is registered in the Peppol network and starts receiving e-invoices from suppliers.
- 3
Your first invoice
You issue it in three fields. It goes to VAT payers via Peppol and to everyone else by e-mail with a QR code.
- 4
The rest runs itself
E-invoices are in the books, payments are matched via the bank API and payment reminders go out automatically.
A reply within 24 hours
Your questions are answered by people who know your accounting.
Transparent prices
No hidden fees. You can change or cancel your plan at any time.
Your data is yours
You can export your invoices at any time in PDF, ISDOC, UBL or CSV.
Constant development
We develop the app ourselves and add new features every month.
Security and access
Sensitive numbers are seen only by those meant to see them.
Role-based access control, two-factor authentication and data encryption. Every change is recorded in an audit log.
User roles
The managing director sees everything, the assistant only invoicing, an external accountant only what you make available to them.
Two-factor authentication
Login protected by a second factor.
Data encryption
Data is encrypted both in transit and at rest.
Audit log
An overview of who did what in the app, and when.
Questions and answers
What business owners ask us most often
Does mandatory e-invoicing from 1 January 2027 apply to me?
If you are a VAT payer, you must both issue and receive e-invoices for domestic B2B supplies. A business owner who is not a VAT payer must also be able to receive an e-invoice if a VAT payer supplies them with something. If you are not sure, get in touch - we will assess it for you.
What is Peppol, and what is a digital postman?
Peppol is a European network for the secure exchange of electronic invoices. Invoices in it are delivered by accredited providers - digital postmen. The Bilvao app is connected to the Peppol network, so you don't have to worry about delivery or the format.
How much will it cost me?
Invoicing and receiving e-invoices are free. On the FREE plan you send 10 e-invoices to Peppol a month. If you need more, the Invoicing plan costs €5.68 excl. VAT a month (100 e-invoices) and Invoicing PRO €14.63 excl. VAT (250 e-invoices). If you pay yearly, you get 2 months free.
Is the FREE plan really free for good?
Yes. It has no time limit, you don't need a credit card and you don't sign any contract that locks you in.
Do I have to keep my books with you?
No. You can use invoicing and e-invoices on their own and export invoices for your own accountant (PDF, ISDOC, UBL, CSV). On the PRO plan you can also give them guest access. The dashboard, cash flow and financial indicators are available to clients whose books we keep, because they are calculated directly from those books.
I'm a Bilvao client. Do I pay anything extra for the app?
No. The app and invoicing are part of your service, and issued and received e-invoices are automatically in your books. You log in with the same details as before.
As a Bilvao client, do I still have to upload anything?
Not invoices. If you receive and send e-invoices through our ePoštár, they are automatically in your books - you don't forward, download or scan anything. The only things you upload to the app are documents that didn't arrive electronically, such as receipts or contracts.
How does the bank connection work?
You connect your bank account to the app through API banking. Account transactions load automatically and the app matches them to issued and received invoices on its own. You don't have to download or upload statements.
Does the app send payment reminders on its own?
Yes. When an invoice passes its due date and the payment doesn't show up in your account, the app automatically sends the customer a payment reminder.
What if my customer isn't on Peppol yet?
You send them the invoice by e-mail as a PDF with a PAY by square QR code. If the customer cannot receive an e-invoice, the law considers your obligation fulfilled.
Do I have to report e-invoice data to the Financial Administration myself?
Data is reported to the Financial Administration through the digital postman. For a received e-invoice, the deadline is 5 days. For clients whose books we keep, we watch over the whole process.
How quickly do I have to issue an e-invoice?
Within 15 calendar days of the supply of the goods or service. This also applies to corrective invoices and credit notes.
Can I invoice in a foreign currency too?
Yes. The app fills in the ECB rate and converts the amounts automatically.
Can the app be connected to my online shop?
Yes, through the API and webhooks on the Invoicing PRO plan. A test API key for trying out the integration is available to you even on the FREE plan.
I have several companies. How does that work?
You add them all under one login and switch between them in the top bar. Each company has its own plan and invoice, and there is a 20% discount on the second and every further company.
Can I change or cancel my plan at any time?
Yes. You can switch to a higher plan immediately, with no waiting. There is no lock-in.
Is my data safe?
You control access by role, login is protected by two-factor authentication, data is encrypted and every change is recorded in an audit log.
Does the app work on mobile too?
Yes, the app runs in the browser on a computer, tablet or phone. So you can photograph a document and upload it straight from your phone.
E-invoicing becomes mandatory in a few months. With us, it's taken care of today.
Start for free - or entrust us with all your accounting and get the app along with it.
Already a client? Log in to the app with the same details as before.