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Tips, news and inspiration from our field

Articles that help you make better decisions. A place where we share our insights and inspiration.

Bilvao colleagues in the office

Finance and financial management · February 9, 2026

Cash flow: how to manage the flow of money in a small company

Cash flow in a small company: how to monitor the flow of money, plan payments and avoid secondary insolvency. Practical tips and tools. We can help.

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Bilvao colleagues at their workstations

Finance and financial management · February 7, 2026

How to put together a business plan that works

How to put together a business plan that works: structure, the financial plan and the most common mistakes. Get solid supporting material for your bank and investors. We can help.

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Bilvao colleagues reviewing a statement on screen together

Finance and financial management · February 5, 2026

Financial indicators every entrepreneur should track

Financial indicators every entrepreneur should track: liquidity, profitability and debt explained simply. Measure the health of your company. We can help.

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A Bilvao colleague working through paperwork

Finance and financial management · February 3, 2026

Receivables management: how to avoid non-payers

Receivables management: how to prevent non-payment, set payment terms correctly and collect overdue invoices. Keep your company’s cash flow healthy. Practical tips.

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Workstations in the Bilvao office

Finance and financial management · February 1, 2026

Trade credit insurance: protection against non-payment

Trade credit insurance: how it works, what it covers and when it pays for a company to protect itself against unpaid invoices. Reduce the risk of insolvency. We can help.

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The Bilvao team around a shared table

Finance and financial management · January 30, 2026

Business financing: loan, leasing or factoring

Business financing: a comparison of loans, leasing and factoring, their advantages, costs and when to choose which. Choose the right source of money. We can help.

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Notes in a notebook beside a coffee

Finance and financial management · January 28, 2026

How to prepare your company for a bank loan application

How to prepare your company for a bank loan application: which documents the bank asks for, what increases your chances of approval and what to avoid. Get a loan more easily. We can help.

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A Bilvao team meeting

Finance and financial management · January 26, 2026

Company budget: how to plan costs and revenue

Company budget: how to plan costs and revenue, draw up a realistic plan and check it on an ongoing basis. Keep your company’s finances firmly under control. We can help.

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Reviewing paperwork in a meeting

Finance and financial management · January 24, 2026

Break-even point: when your business starts to pay off

Break-even point: how to calculate the point at which sales cover costs and your business starts to make money. A simple formula and a step-by-step example. We can help.

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Handing over a completed statement

Finance and financial management · January 22, 2026

Company valuation: methods and what affects value

Company valuation: which methods are used, what affects a company’s value and how to prepare for a sale. Find out exactly how much your company is really worth. We can help.

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A Bilvao accountant working at her computer

Finance and financial management · January 20, 2026

Subsidies and business support: where to look for funding

Subsidies and business support: where to look for EU funds and grants, who is eligible and how to apply. Get the finance to develop your company. An overview of sources. We can help.

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Accounting software open on two monitors

Finance and financial management · January 18, 2026

Capital funds and paying them out to shareholders

Capital funds from contributions: how to create them, tax them and pay them out to the shareholders of a limited liability company (s.r.o.) as advantageously as possible. Avoid tax mistakes. We explain it simply.

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podanie rúk medzi obchodnými partnermi

Finance and financial management · Business and start-ups · October 26, 2024

How to optimise the cost of the transaction tax by offsetting receivables and payables

According to the latest information, the new financial transaction tax will take effect on 1 April 2025. In this article, we present a method of minimising this tax – offsetting receivables and payables. This approach can be very effective for entrepreneurs who want to optimise their tax obligations and reduce the costs associated with financial transactions.

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