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Articles that help you make better decisions. A place where we share our insights and inspiration.

Bilvao colleagues with a laptop by the window

Business and start-ups · November 29, 2025

How to start a business: first steps for beginners

How to start a business in Slovakia: from choosing a legal form and setting up a trade licence to your first obligations towards the authorities. A clear guide for beginners. We can help.

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Notes in a notebook beside a coffee

Business and start-ups · November 25, 2025

Business idea: how to validate it before you launch

A business idea and how to validate it: how to test demand, competition and profitability before you invest time and money. Practical tips before you launch. We can help.

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Documents handed across a desk

Business and start-ups · November 23, 2025

A trade licence alongside employment: what you need to know

A trade licence alongside employment: what contributions you pay, when compulsory insurance begins and how it affects your taxes. An overview of the advantages and obligations for employees. We can help.

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Bilvao colleagues in the office

Business and start-ups · November 21, 2025

Franchising: the advantages and risks of doing business under a brand

Franchising in Slovakia: how doing business under a well-known brand works, what the start-up costs and ongoing fees are, and the risks you need to reckon with. We can help.

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Workstations in the Bilvao office

Business and start-ups · November 19, 2025

How to choose the right legal form for your business

The legal form of your business: a comparison of a trade licence and an s.r.o. in terms of taxes, social and health insurance contributions, liability and administration, so that you make the right decision. Clearly laid out. We can help.

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A Bilvao team meeting

Business and start-ups · November 17, 2025

Invoicing for beginners: what an invoice must contain

Invoicing for new entrepreneurs: what an invoice must contain, the difference between a VAT payer and a non-payer, and the most common mistakes. A template and tips. We can help.

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A Bilvao accountant working at her computer

Business and start-ups · November 15, 2025

How to set prices for your services and products

How to set prices for your services and products: what to include in your costs, how to determine your margin and how not to undervalue your work. A practical pricing guide. We can help.

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Accounting software open on two monitors

Business and start-ups · November 13, 2025

E-shop: obligations and accounting for online sales

An e-shop and its obligations: terms and conditions, consumer protection, VAT on online sales and proper e-shop accounting. What you must comply with, clearly laid out. We can help.

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Bilvao colleagues reviewing a statement on screen together

Business and start-ups · November 11, 2025

Running a business while receiving unemployment benefit

Running a business and unemployment benefit: whether you can hold a trade licence and receive support at the same time, what the conditions are and what to watch out for with the Labour Office (ÚPSVaR). We can help.

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A Bilvao colleague working through paperwork

Business and start-ups · November 9, 2025

Switching from a trade licence to an s.r.o.: when it makes sense

Switching from a trade licence to an s.r.o.: at what level of profit it pays off, how it affects your taxes and contributions, and what steps lie ahead. A comparison with an example for entrepreneurs. We can help.

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The Bilvao team around a shared table

Business and start-ups · November 7, 2025

Protecting your trademark and intellectual property

Protecting your trademark and intellectual property: how to register a trademark, what copyright protects and how to avoid disputes over a name. We can help.

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skladové zásoby

Business and start-ups · Accounting · December 2, 2024

Inventory and stocktaking: a guide for entrepreneurs

Did you know that a properly conducted warehouse stocktake can make the difference between a successful company and unnecessary losses? In the following lines, we will show you why a stocktake is more than just an administrative obligation and how it can help you manage your business better. The end of the year is approaching, and that means it is time for the annual stocktake.

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podanie rúk medzi obchodnými partnermi

Finance and financial management · Business and start-ups · October 26, 2024

How to optimise the cost of the transaction tax by offsetting receivables and payables

According to the latest information, the new financial transaction tax will take effect on 1 April 2025. In this article, we present a method of minimising this tax – offsetting receivables and payables. This approach can be very effective for entrepreneurs who want to optimise their tax obligations and reduce the costs associated with financial transactions.

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